Rental Car Companies - Tricks Of The Trade

Rental Car Companies - Tricks Of The Trade

Have to rent a car? Feasibly you are on a business trip and have flown to your destination and need a car to get back and radiate to the office. Perhaps your car has been mutilated by a hit and run driver, and you are having to rent a car while yours is getting repaired. Whatever the reason for renting a car, please take heed to the message I am sending in this article. Rental car companies are sneaking! I use the chat gutless for it is the nicest colloquy I can guess of to call what some rental car companies do. Here are some very good tips to use when you are forced to profit by a rental car.
1. First of all, make perfect your auto policy will cover a rented vehicle. Experienced are new policies out skillful that have endorsements exceeding to them that alleviate the insurance carrier from " contractual " liability a. k. a. rental car agreements.
2. Make irrefutable, and I stingy make undeniable, you insist on a pre - rental vehicle inspection pattern being filled out and get a signed copy of it from a rental company employee ( and that employee ' s business determine if possible ). This is normally a sheet that has a very simple represantation of a vehicle on it which the rental company will rush you through packing out. They will normally ask you to place an " buss " anywhere on the picture where you detect damage on the vehicle.
3. During your pre - rental inspection of the vehicle, take your chronology! Don ' t let them rush you and do not miss contrivance at all, no matter how dwarf it seems. I have experienced rental company employees suggesting that certain damages don ' t need to be written down on the inspection die in that they are too pygmy to pain about. Do not be credulous it. Write down everything. In fact, here are some common areas people miss:
A. Windshield skin and cracks.
B. Stains or wailing in the interior upholstery.
C. Rock wage on the front bumper cover or hood.
D. Scratches on the rear bumper.
E. Door handle on rear doors or passenger side doesn ' t operate.
F. Rearview give forth is loose.
G. Wheels have scuffs or scratches on them.
H. Antennae is broken or doesn ' t operate correctly ( if it is one of those up and down ones ).
I. Minor door dings.
4. If your insurance doesn ' t cover contractual liability, ergo either bite the bullet and purchase the " damage waiver " from the rental company, or be warned!
Okay, so the point is that you might not have coverage for damage to a rental vehicle, and trim if you do, make consummate that the damage that is under consideration on the vehicle can ' t be claimed against your insurance policy. As an insurance adjuster for companies that excluded contractual liability and for companies that paid it, I have experimental some potty claims made by rental companies. I won ' t matronymic names, but some of the larger rental car companies are the worst about gargantuan to generate revenue by making what the industry would call " non - meritorious claims ", but not provable as fraud. Here ' s a new set of numbers reflecting a rundown that I have empitic a hundred times or more...
1. The inhabitant rents a car ( doesn ' t glare any damage and unvaried just signed crucify on a damage inspection plan without leveled knowing it or didn ' t grasp the slight stuff ) and has an uneventful trip.
2. The rental vehicle is requited to the rental company as it was before the trip.
3. The rental company now goes over the vehicle with a fine toothed comb and locates three door dings, mixed scratches on the rear bumper, and three wampum in the windshield that have to be repaired. They get the damages estimated and total damages are $742. 00. On top of the repair cost, the vehicle will have to be in the shop for three or four days to get all the repairs done, and during the era the vehicle is in the shop, the rental company is " losing money " for they can ' t rent the vehicle out.
This is another $120. 00 of lost earning potential, and they might stable crack to claim that the car since it has to be repaired will have suffered some inherent diminished charge. Oh, and don ' t evade administrative fees being of the infinity they had to spend preparing the claim and close, that ' s another $50. 00. They will try whatever they can to make a bob or two at your equivalent.
4. The rental company ( if you didn ' t get the tear down waiver ) forasmuch as makes a claim against your insurance company for the damages ( now at over $1000. 00 ) integrity the $100. 00 it cost them to get the shatter appraised.
5. Your insurance company ( if proficient is no advocacy relieving them of contractual liability ), will have to " arouse " the claim.
6. During the entertainment thing, your insurance company is supposed to contact you to detect if they can find out what happened ( planed though no matter what happened you owe the damages due to of the rental answerability which says you do ).
7. Through you have no idea what happened and hadn ' t construe this comedy, so you don ' t have a for instance of a pre - rental swivel design manifestation all the damages were contemporary crack, your insurance company will likely make a capital for around $500. 00, the firm cost of the bustle associated with repairing the rental vehicle.
8. If you proclaim your insurance company that the damages were know onions when you rented the car, and they debris to pay the rental company, for the rental company will get lunatic that their mummery didn ' t work, and they will jab to collect the money forthwith from you, and could matching one's all to get it on your credit if you don ' t pay. If that happens to you, my advice is to look activity your legal remedies under the unreal trade practices act or consult an attorney.
To realize, by being " lily-livered ", and being prepossessing to you when you are renting the vehicle as well as when you turn it back in, the rental company has taken advantage of your confidence in them, and either fixed all the comatose on their rental vehicle or plainly pocketed the money ( and will do the same piece on the same vehicle over and over again ). All done at the profit of your claims history and insurance premiums. Did you know that flush if an accident is not your fault, it still counts against you if you have to use your own insurance? Most insurance companies earmark a point system to the type and disorder of a claim.
If you get run into two or three times within a eternity or two ( through no fault of your own ), or if you are the victim of larceny or vandalism, you can hazard that you will be flagged as a high risk being of your " luck " and will eventually have a higher premium. Additionally most insurance companies have the right to just cancel your policy flat if you have an accident within the first 30 to 60 days of the policy term, unbroken if the accident is not your fault. Don ' t let a rental car company trick you, bind you, or cause your insurance rates or credit score to be negatively affected!
Justin Petty / Licensed All Lines Adjuster and Public Adjuster
My personal cell phone and e - mail are listed on my website, and I will personally answer my phone to address your questions or concerns. I work for the " fleeting man ", be it a teeny business or an particular. If you image honesty and righteousness are a stuff of the past, research me. I am in reality a horse of a incomparable color, so call my website and hand over me a call or drop me a line. I trust you will be surprised when I personally answer the phone. I am the founder and CEO of Petty Details, LLC, and I have the power to bend my own rules and prices for the assistance of justice. Legalize your case!